Below you will find the latest articles covering a wide range of issues and topics relevant to financial advisers. Articles are written by contributors from Embark’s businesses as well as other partners and providers and are not promotional or sponsored.

These articles are intended for regulated financial advisers and intermediaries only.

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Check out our four Consumer Duty guides which unpack how to evidence you are delivering good outcomes for your clients across the FCA’s four Consumer Duty outcomes.

Adviser platforms are not a binary debate

By Embark Group

White Label Platform

The debate around adviser-as-platform has become increasingly polarised. At one end, advisers are being vociferously encouraged to take on full-fat platform ownership. At the other end, there is a widely held belief that advice firms should focus on their core USP of advising clients, since full-fat ownership involves full-fat costs and full-fat risks.

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Investing in clean technology for tomorrow's renewable economy

By Hamish Chamberlayne, Head of Global Sustainable Equities, Janus Henderson Investors

Embark Adviser newsletter

Hamish Chamberlayne, Head of Global Sustainable Equities at Janus Henderson Investors, considers the seismic changes that are happening to make renewable energy the new backbone of the global economy.

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Ignore the instability in the mortgage market – the UK consumer is on solid ground

By Ed Legget, Fund Manager, Artemis

Embark Adviser newsletter

Ed Legget, manager of the Artemis UK Select Fund, believes the UK consumer is in much better shape than negative headlines would suggest. This means the low valuations of UK consumer discretionary stocks are unjustified and represent an attractive entry point for long-term investors.

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By Jasveet Brar, Fund Manager, M&G

Embark Adviser newsletter

Impact investors aim to invest in companies providing innovative, impactful solutions to the world’s most pressing environmental and social challenges, such as the provision of good health and well-being. In this article, we take a closer look at genomics, an innovative technology with the potential to improve healthcare efficiency, reduce suffering and ultimately save lives.

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AI has a dream (and it’s not about Electric Sheep)

By Sajeer Ahmed, Investment Manager, Global Equities, Aegon Asset Management

Embark Adviser newsletter

Generative AI has captured the public imagination since the public release of ChatGPT-3 in November 2022. Users have been able to use generative AI to code, complete homework, and even create award winning photographs, but ChatGPT is not the only contender in the ring. Sajeer Ahmed, Aegon AM, explores the potential for generative AI contenders currently competing in the market.

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With cash earning 5%, why risk money on the stock market?

By Duncan Lamont, Head of Strategic Research, Schroders

Embark Adviser newsletter

Savings rates have trebled in 12 months, and UK savers can earn over 5% on one-year deposits. So doesn’t it make sense to cut risk and stick to the safety of cash? Duncan Lamont, Schroders, looks into how cash savings have stood against inflation over the past few decades and how this compares to stock market investments.

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