Insights
Below you will find the latest articles covering a wide range of issues and topics relevant to financial advisers. Articles are written by contributors from Embark’s businesses as well as other partners and providers.
Specifically for financial advisers, you can also keep up-to-date by joining our mailing list to receive our monthly newsletter, Embark Adviser.
Read the latest newsletter
The case for rebooting your CIP
Jan 15, 2020
The start of a new year is always a good opportunity to take stock and reconsider, as you look forward to the year ahead. There is a particularly strong case for revisiting your centralised investment proposition (CIP) if you haven’t done so for a while or, if your firm does not have a CIP, considering incorporating one.
Read more
Noise, noise, noise!
Jan 15, 2020
Investing is risky. Anyone who says otherwise is mistaken. But there are also risks in not investing - inflation being the most obvious. Unfortunately, many investors discovered a new risk during 2019 - liquidity risk - the inability to access assets when desired.
Read more
Niche marketing: Five tips for getting started
Jan 15, 2020
Niche marketing is a simple yet effective idea. Done well it can deliver great results and for relatively little cost. Marketing your business can sometimes feel discouraging.
Read more
2020 Outlook for US equities and econony
Jan 14, 2020
Consumer strength should avert recession as equity markets remain volatile. The S&P 500 Index made new all-time highs in 2019, as on-and-off trade tensions with China eased, the Federal Reserve (Fed) cut interest rates three times and corporate earnings held up better than anticipated.
Read more
Financial advice must reflect constantly changing time horizons
Jan 14, 2020
The days of simple product time horizons are over. Instead, advisers must manage the combined effects of overlapping, interrelated and dynamic goals. The concept of a time horizon is a mainstay of suitability. But what does it mean? And where does it fit into the financial planning process?
Read more
Navigating through changing ESG requirements
Dec 15, 2019
2020 is set to be the year in which environmental, social and governance (ESG) factors will have to be incorporated into advisers’ suitability processes. The driver will be EU legislation which will still apply in the UK for at least the next 12 months and perhaps longer.
Read moreBe the first to hear news and insights from Embark Group
Our emails are designed to be topical and engaging, however if you don’t like what we send, you can unsubscribe at any time. We promise never to pass your details on to a third party.