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Below you will find the latest articles covering a wide range of issues and topics relevant to financial advisers. Articles are written by contributors from Embark’s businesses as well as other partners and providers and are not promotional or sponsored.

These articles are intended for regulated financial advisers and intermediaries only.

You can keep up-to-date by joining our mailing list to receive our monthly newsletter, Embark Adviser. Read our latest newsletter. To sign up, fill out our simple registration form below.

Retirement income doesn’t have to be as bleak as the outlook for yield

By John Stopford, Head of Multi-Asset Income, Ninety One

Embark Adviser newsletter

Faced with plentiful headlines about underfunded pensions or potential changes to the tax system for pension pots, retirees can be understandably confused when all they want is a steady, resilient income stream to fund a comfortable later stage of life.

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The end of Reaganomics

By Peter Toogood, CIO, Embark Group

Embark Adviser newsletter

This article may have a very grand title, but it serves to highlight the significance of a change to the very tapestry of economic policy-making that has guided central banks and governments since Ronald Reagan and Margaret Thatcher came to power in 1979/80.

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Can a ‘rising green tide’ lift all boats?

By Stephanie Kelly, Senior Political Economist, Aberdeen Standard Investments

Embark Adviser newsletter

There is much political and financial capital devoted to tackling climate change in 2021. This reflects the growing realisation by individuals, companies, investors and policymakers of just how crucial and urgent an issue climate is.

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MMT – a magic money tree, or the real deal?

By John Reynolds, Chairman, Alpha Beta Partners

Embark Adviser newsletter

After a decade or more of central bank fuelled quantitative easing with little apparent impact to global inflationary pressure, we have witnessed Modern Monetary Theory [MMT] being discussed more. In this article we take a closer look at MMT and how it operates at an economic level.

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Japan from a distance

By Matthew Brett, Investment Manager, Baillie Gifford

Embark Adviser newsletter

Here’s a funny thing: since the outbreak of the pandemic and bans on non-essential international travel, the quantity of our face-to-face interactions with Japanese companies has at times, increased. Is the quality of that engagement better or worse in the Zoom age?

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‘Financial Lives 2020’ – does it have messages for savings and investment?

By Gillian Hepburn, UK Intermediary Solutions Director, Schroders

Embark Adviser newsletter

The FCA’s latest ‘Financial Lives’ survey report offers a deep insight into the ‘state of the nation’ and what we could do as an industry to move the dial.

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