Insights

Below you will find the latest articles covering a wide range of issues and topics relevant to financial advisers. Articles are written by contributors from Embark’s businesses as well as other partners and providers and are not promotional or sponsored.

These articles are intended for regulated financial advisers and intermediaries only.

Our thinking

Embark Investor Confidence Barometer

Exclusive to Embark: Our biannual survey of investor confidence, and the only place advisers can compare the views of peers, advised investors and unadvised investors.

Are you ready for Consumer Duty?

Check out our four Consumer Duty guides which unpack how to evidence you are delivering good outcomes for your clients across the FCA’s four Consumer Duty outcomes.

Why 'nature positive' will be as big as net zero

By Jenn-Hui Tan, Fidelity International

Embark Adviser newsletter

With around half of global GDP moderately or highly dependent on nature, it is no surprise that biodiversity is moving up the agenda of companies, policy makers and investors. Global Head of Stewardship & Sustainable Investing Jenn-Hui Tan discusses the risk biodiversity loss poses to investors and outlines what needs to happen to unlock the financing needed to effectively tackle this issue.

Read more

"30-baggers": why the UK has more than its fair share

By Jean Roche & James Goodman Roche, Schroders

Embark Adviser newsletter

There are many “old” economy names among the select group of UK companies which have appreciated in value by 30 times or more. We put it to you that “boring” industries have the potential to produce some very exciting investments.

Read more

Inching closer towards rate cuts

By Ariel Bezalel & Harry Richards, Jupiter Asset Management

Embark Adviser newsletter

Ariel Bezalel and Harry Richards say global growth will continue to slow in the coming months, dragging inflation further down, increasing the likelihood of rate cuts towards the end of the year.

Read more

Focus on Quality for Success in Equities

By Melda Mergen, Columbia Threadneedle Investments

Embark Adviser newsletter

Investors should not expect everything to go ‘back to normal’ in 2023, says Melda Mergen. Higher inflation and a weaker economic environment will mean not all companies will thrive. As the economy reopened after the Covid-19 pandemic, we saw a lot of one-off drivers of inflation, but longer-lasting drivers have also been unleashed.

Read more

How Likely is Recession Across Markets?

By Lale Akoner, BNY Mellon Investment Management

Embark Adviser newsletter

Dwindling central bank liquidity, the ongoing conflict in Ukraine and a rolling deglobalisation trend all look set to shape investment market fortunes throughout 2023 with varying degrees of recession likely across major markets.

Read more

2023 will see assets revert to longer term trends

By John Husselbee, Liontrust

Embark Adviser newsletter

Many investors will likely wish to forget 2022. They will mostly remember it for Russia’s invasion of Ukraine sending shockwaves around the world’s financial markets and the sharply rising interest rates that created major headwinds for equities and especially bonds. Will 2023 offer more of the same?

Read more