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Articles by Geoff Brooks, CEO, Alpha Beta Partners

Geoff Brooks, CEO, Alpha Beta Partners

Geoff has over 30 years' experience in strategic and leadership roles in major financial institutions in Europe, Asia and the USA; Geoff developed his career as a retirement and investment expert advising and developing drawdown and retirement solutions. His early career started with four major life companies NPI, Standard Life, Prudential and Friends Provident. At the forefront of consumer rights and value for money, Geoff led the HSBC customers to contract back into SERPS as the first Life company to do so. Geoff is now playing a leading role in Alpha Beta Partners, a disruptive asset manager bringing retirement expertise and championing value for money and consumer outcomes.

Building resilience into your decumulation investment proposition

By Geoff Brooks, CEO, Alpha Beta Partners

Embark Adviser newsletter

Retirement planning must be robust to meet the challenges which will be encountered over the next 20 years or more, for a client in decumulation.  It is not possible to predict stock, bond, property returns, inflation or other assets over such a long-time scale, particularly considering the likely occurrence of another black swan event.

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The tail wagging the pension income dog

By Geoff Brooks, CEO, Alpha Beta Partners

Embark Adviser newsletter

The expected return of a typical investment strategy has a distribution which normally provides a positive return over time, but also carries a small but significant risk of suffering a big loss - known as a ‘left tail’ event.

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Decumulation: The “nastiest, hardest problem in finance”

By Geoff Brooks, CEO, Alpha Beta Partners

Embark Adviser newsletter

“How much can I withdraw from my pension portfolio, to avoid the risk of running out?” Nobel Prize winner William F. Sharpe called this the single “nastiest, hardest problem in finance”

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Accumulation vs. decumulation investment portfolios

By Geoff Brooks, CEO, Alpha Beta Partners

Embark Adviser newsletter

"Decumulation strategies are still in their infancy. There is a danger that accumulation carries on into decumulation..." To illustrate the problem, consider this example of two independently-constructed, mixed-asset growth portfolios... Both are widely available in the market today.

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